Oaktree Funding

Oaktree Funding is a top Non-QM lender established in 1989, specialising in providing flexible mortgage financing solutions to borrowers who fall outside traditional lending criteria. The company has built its reputation by delivering high-quality customer service and continuously improving the loan experience for brokers and borrowers alike. Oaktree Funding's knowledgeable team is recognised as experts in the Non-QM field, offering aggressive pricing and professional service to help brokers exceed their borrowers' expectations.

Oaktree Funding's core specialisation centres on Non-QM lending products designed to accommodate real-life complexities. The company offers a comprehensive suite of loan programmes including Non-Agency Advantage, Titanium Advantage, and Platinum Advantage for borrowers with flexible income documentation needs. Additionally, Oaktree Funding provides Business Purpose loans, Cash Flow Advantage products focused on property cash flow rather than personal income, Professional Investor solutions supporting larger property counts and cross-collateralisation, and Investor Advantage programmes tailored for real estate investors. The company also offers Jumbo financing options (Jumbo A+ ARM, Jumbo A+ Fixed, and Super Jumbo) for creditworthy borrowers requiring high-balance financing, alongside Home Equity and HELOC products.

Based in Chandler, Arizona, Oaktree Funding serves brokers and borrowers across the United States through its wholesale lending platform. The company distinguishes itself through its commitment to professionalism, aggressive pricing, and deep expertise in Non-QM lending. Brokers choose Oaktree Funding for its top-ranking loan products that provide borrowers with the flexibility they need whilst maintaining stability, transparency, and predictable underwriting standards.