Everyone does it, you check the google reviews of coffee shop or restaurants before venturing out, check the score of the movie shortlist on IMDB, check the rating on products before you buy them. If you live in an area you might try both restaurants, if you have time to spare you might watch both movies, if the product is inexpensive you might risk a lower rated product at a good price… however flip it on its head and these ratings and reviews really matter. This last point is the analogy I want to focus on, when cash is in shorter supply, making the correct decision matters more. This last point is the analogy I want to focus on, when cash is in shorter supply, making the correct decision matters more.